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     This applet can be used to display text with a ripple effect. You can specify any GIF or JPG background image. The color, size and font of the text can be configured in the parameters. You can also control the amplitude and frequency of the ripple animation. Additionally you can insert an image and a scroll text over the animation, which supports parameters like overimage to load, over image horizontal & vertical position, overtext, overtext horizontal and vertical position, overtext color, overtext shadow color, overtext font, overtext style and overtext style which can be easily configured without any knowledge of programming in Java or HTML with the code generator of this applet.